Mental Health Parity and Addiction Equality Act

  • Subject Matter: Insurance coverage
  • Jurisdiction: Federal
  • Citations: 29 U.S. Code § 1185a; 45 CFR Part 147.136 et seq.
  • Summary: Federal legislation signed into law in 2008 that required large insurance plans to cover mental health care as they would general medical care. Accordingly, patient responsibilities like deductibles and copays and plan features like treatment limitations, for mental health or substance use disorders cannot be more restrictive than the same requirements or benefits offered for other medical care.
  • Additional Resources: https://www.cms.gov/cciio/programs-and-initiatives/other-insurance-protections/mhpaea_factsheet.html

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